I’m very excited. Many good things have been happening. I realized that this month, when I sent the payment to the last credit card, that in less than seven months, we have paid back over $14,000 of what we owe. Without me revealing how much we still have left to pay, that’s sounding pretty spectacular, right? Not to mention that in that same period of time, we also purchased, cash outright, two decent used vehicles for our family. Combined, that’s almost an additional $10,000.

Mainly, we’ve been living on a very strict budget. Cash only except for gas, pretty much. I’ve been meal planning, and we rarely go out. Anywhere. But the other good fortune was that an investment I had, which I thought was a retirement account, was actually not and therefore able to facilitate both the most recent vehicle purchase and credit card pay off. If not for that, we may still be stuck and struggling.

The thing is, I believe things happen for a reason. I think that we found this money because we needed to keep up our enthusiasm. To reach these small goals so that we can begin to see the finish line, even if it is still a ways away. So we can start to dream again.

I’m an optimist. I know that certain people would look at our financial picture and see, well, a lot more sacrifice and darkness ahead. But me, I see how far we’ve already come, and I believe that if we keep working as hard at life as we have been, good things will continue to flow. We may have the odd car repair or medical bill we have to attack, but we are prepared, at least for small emergencies. And you never know what new windfall may come our way.

For now, we have enough to eat. We have a place to live. We have families full of love. We have work to do. And I, for one, have begun to take steps toward fulfilment of some long-standing dreams of mine.

The reality of it is that it’s not about the money. This is life. There will always be struggles and there will always be things to celebrate. If we have $50 left to pay off or $5 million. If we have $5 in the bank or $500,000. It doesn’t matter, as long as we have enough. Though “enough” may mean different things to different people, our needs are met with a few extras occasionally thrown in. That’s enough. For us. For now.

Because all the money in the world doesn’t mean anything if you don’t know what you really want.

Not just like wanting an X-Box, though. I mean like security, education, freedom, better. Like I’m starting to feel as though the things I personally really want in life are not just things, but things and experiences and abilities that will make me better, that will reveal a greater self.

The more debt we pay off and the more we work to build our financial future, the more excited I get about that very future. Even though I have no idea exactly what’s in store. I know that it will be better. It will be more than enough. For me, for my husband, and for our family.


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