We met with our realtor today. It went well-ish. Bottom line is that we need more income or less debt. Though there are ways around both.
Thinking that our first home will probably be a condo. But could be a townhouse, depending on a number of factors. Very vague, I know, but the market here in Northern Virginia is a little bit steeper than in other places in this country, so there are many options available, especially to first-time buyers such as we are.
There are downsides. There are fears. But there is a light at the end of this tunnel: that with any luck at all, and a little bit of homework, we should be homeowners by the time our rental lease is up.